About Source One
Meet David Bates
Founder-led mortgage guidance for homebuyers, homeowners, self-employed borrowers, and real estate investors.
David Bates
Mortgage Loan Originator
Individual NMLS #2038179
Source One Home Loans
Company NMLS #2812359
Founder Biography
Your Home. Your Future. Our Focus.
As the founder of Source One Home Loans, David Bates is committed to helping homebuyers, homeowners, and real estate investors navigate the mortgage process with confidence.
David brings a unique combination of experience in mortgage lending, real estate, aerospace quality assurance, and U.S. Navy Reserve service. Throughout his career, he has built a reputation for attention to detail, professionalism, and a commitment to delivering exceptional service.
As a licensed Mortgage Loan Originator, NMLS #2038179, David specializes in helping borrowers find financing solutions that fit their individual goals. Whether you're purchasing your first home, refinancing an existing mortgage, investing in rental properties, or exploring alternative income programs such as Investor Property, Bank Statement, P&L, or Non-QM loans, David works to simplify the process and provide clear guidance every step of the way.
At Source One Home Loans, the focus is simple: provide honest advice, responsive communication, and mortgage solutions tailored to your needs.
Your Home. Your Future. Our Focus.
David Bates
Mortgage Loan Originator
Individual NMLS #2038179
Source One Home Loans
Company NMLS #2812359
Professional Background
Experience shaped by lending, real estate, quality, and service.
Mortgage Experience
David helps borrowers compare loan options, organize documentation, and understand the mortgage process with clear, practical guidance.
Real Estate Experience
His real estate perspective helps connect financing decisions to property goals, market realities, and long-term ownership plans.
Aerospace & Quality Background
Aerospace quality assurance experience supports a detail-oriented approach to documentation, process, and follow-through.
Military Service
Before entering mortgage and real estate, David served in the U.S. Navy Reserve as a Jet Engine Mechanic. That experience remains an important part of his commitment to service, discipline, and accountability.
Clear Communication
Straightforward explanations and timely updates throughout the process.
Thoughtful Options
A broad view of available loan programs based on your financial profile.
Responsible Guidance
A commitment to fair lending, compliance, and borrower-first service.
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