Licensing & Disclosures

Source One Home Loans | Company NMLS #2812359

David Bates | NMLS #2038179

Consumers may verify licensing information through NMLS Consumer Access.

Additional state-specific licensing information and required regulatory links may be added as applicable.

Loan approvals are subject to credit approval, underwriting guidelines, property approval, and program requirements. Not all applicants will qualify. Rates, terms, and loan programs are subject to change without notice. This website is for informational purposes only and does not constitute a commitment to lend.

Submitting a form through this website is not a loan application and does not guarantee approval.

Source One Home Loans is an Equal Housing Opportunity mortgage company. We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, receipt of public assistance, disability, or any other protected status under applicable law.

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

Any references to third-party programs, agencies, or guidelines are provided for general informational purposes. Program requirements are established by the applicable investor, agency, or insurer and may change.