This may be a good fit if...
- You have steady income and want a mainstream mortgage option.
- You are purchasing or refinancing a primary residence, second home, or eligible investment property.
- You want to compare down payment, term, and mortgage insurance options.
Who it may not be ideal for
- Your credit, income, or property scenario does not fit standard agency guidelines.
- You need an alternative income documentation program.
- You may qualify for a VA loan benefit that better fits your goals.
Common documentation needed
- Government-issued photo ID
- Recent pay stubs, W-2s, or income documentation
- Bank statements and asset documentation
- Credit authorization
- Purchase contract or current mortgage statement if applicable
Important disclaimer
Loan approvals are subject to credit approval, underwriting guidelines, property approval, and program requirements. Not all applicants will qualify.