This may be a good fit if...
- You want to explore a government-backed mortgage option.
- You may benefit from flexible credit or down payment guidelines.
- You are buying or refinancing an eligible primary residence.
Who it may not be ideal for
- You are purchasing an investment property.
- You want to avoid FHA mortgage insurance requirements.
- A conventional, VA, jumbo, or alternative program better fits your profile.
Common documentation needed
- Government-issued photo ID
- Recent pay stubs, W-2s, tax returns, or other income documentation
- Bank statements and asset documentation
- Credit authorization
- Purchase contract or current mortgage statement if applicable
Important disclaimer
Loan approvals are subject to credit approval, underwriting guidelines, property approval, and program requirements. Not all applicants will qualify.