This may be a good fit if...
- Your financial profile does not fit standard agency mortgage guidelines.
- You need alternative income documentation or an investor-focused loan review.
- You want to compare flexible mortgage options with clear guidance.
Who it may not be ideal for
- You qualify cleanly for a traditional conventional, FHA, VA, or jumbo loan.
- You are seeking a no-review loan without underwriting.
- Your scenario does not meet credit, property, asset, or program requirements.
Common documentation needed
- Government-issued photo ID
- Income documentation based on the selected Non-QM program
- Bank statements and asset documentation
- Property details and occupancy or investment purpose
- Entity documents if applicable
Important disclaimer
Loan approvals are subject to credit approval, underwriting guidelines, property approval, and program requirements. Not all applicants will qualify.