This may be a good fit if...
- You are an eligible veteran, active-duty service member, or qualifying surviving spouse.
- You want to explore a mortgage option that may allow no down payment for qualified borrowers.
- You are buying or refinancing an eligible primary residence.
Who it may not be ideal for
- You do not meet VA eligibility requirements.
- The property will not be used as an eligible primary residence.
- Another loan program better matches your occupancy, property, or documentation goals.
Common documentation needed
- Certificate of Eligibility or information needed to request it
- Government-issued photo ID
- Income documentation such as LES, pay stubs, W-2s, or retirement/disability income records
- Bank statements and asset documentation
- Purchase contract or current mortgage statement if applicable
Important disclaimer
Loan approvals are subject to credit approval, underwriting guidelines, property approval, and program requirements. Not all applicants will qualify.